Virtual Terminal – Secure SMS and Global Payments

Virtual Terminal is a PHP-based web platform that combines SMS verification services with virtual payment card functionality. It is designed around a centralized interface for managing verification access and virtual payment features.

The platform describes support for temporary and permanent virtual numbers, disposable and reloadable virtual cards, and services spanning multiple countries. It also includes an administration interface, Google Authenticator-based two-factor authentication, a dark-mode interface and transaction-related features.

The supplied installation instructions cover database setup, environment configuration and importing the database schema.

Suitable for: Developers and businesses evaluating a platform for SMS verification and virtual-card service workflows.

Availability of numbers, supported payment providers, card issuance, regional coverage and transaction functionality depend on the vendor's integrations and applicable service terms. Confirm these capabilities with the vendor before deployment.

• SMS verification hub: Access virtual numbers for receiving verification codes, as described by the vendor.

• Temporary and permanent numbers: Offers different virtual-number options.

• Virtual payment cards: Describes disposable and reloadable virtual card functionality.

• Multi-region support: Advertises coverage across more than 50 countries.

• Google Authenticator integration: Supports two-factor authentication for account access.

• 3D Secure 2.0: Advertises additional card transaction verification.

• Modern interface: Uses a glassmorphism-inspired visual design.

• Dark mode: Includes an adaptive dark interface.

• Transaction interface: Provides screens for transaction-related information and virtual assets.

• Encrypted-storage claims: The vendor describes encrypted storage for transaction history and active virtual assets.

• Administration panel: Includes a separate administrator area.

• PHP-based application: Designed for deployment on compatible PHP hosting.

Server requirements

• PHP 8.2.x; the listing also identifies PHP 8.2, 8.3 and 8.4 as compatible versions.

• MySQL 5.7+ or MariaDB 10.4+.

• Approximately 10 GB SSD storage, as specified in the supplied requirements.

• At least 1 GB RAM; 2 GB or more is recommended by the vendor.

• Shared hosting or VPS; VPS is recommended by the vendor.

Installation requirements

• Access to the hosting file manager or FTP.

• Ability to create a database and database user.

• Access to the application's .env configuration file.

• phpMyAdmin or another suitable database import tool.

• The supplied database.sql file in the project's install directory.

Security and deployment notes

• Configure database credentials securely.

• Keep .env and installation files inaccessible from the public web.

• Use HTTPS and maintain current server software.

• Verify the actual SMS provider and payment-card integrations before accepting users or payments.

• Confirm applicable provider terms, payment regulations and regional restrictions before operating the service.